All Florida countiesBased on the 2026 certified tax roll
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Property search and homestead exemption estimates
All Florida countiesBased on the 2026 certified tax rollAn estimate of how Amendment 3's larger homestead exemption could change Polk County government's ad valorem property tax revenue, based on 2026 property values and final 2026 tax rates.
Illustrative estimates only. These figures are meant to illustrate how Amendment 3 could affect Polk County government based on current data. They are not official. For official information about the county's budget, tax rates and revenue, contact Polk County government directly. For official property values and exemptions, contact the Polk County Property Appraiser.
This page covers the five operating property taxes Polk County government levies in the final 2026 millage table, grouped by where they apply: the countywide levy (6.6348 mills, paid throughout Polk County, inside and outside cities); the parks MSTU (0.5286 mills, paid in unincorporated Polk County); the library MSTU (0.1985 mills, paid in unincorporated Polk County); the stormwater MSTU (0.0941 mills, paid in unincorporated Polk County); and the Rancho Bonito MSTU (9.1272 mills, paid in the Rancho Bonito area).
Paid on taxable property throughout Polk County, inside and outside cities. Estimated change by 2028: −$122.3 million (−28.6%). Homestead assessed values rise by up to 3% a year (never above each home's just value); all other property stays at its 2026 taxable value.
| Year | Homestead taxable value | Other taxable value | Total taxable value | Gross levy | Budget basis (95%) | Change from 2026 (95%) | Percent change |
|---|---|---|---|---|---|---|---|
| 2026 | $23,425,445,075 | $44,334,616,130 | $67,760,061,205 | $449,574,454 | $427,095,731 | — | — |
| 2027 (estimate) | $11,123,498,835 | $44,334,616,130 | $55,458,114,965 | $367,953,501 | $349,555,826 | −$77,539,905 | −18.2% |
| 2028 (estimate) | $4,015,338,372 | $44,334,616,130 | $48,349,954,502 | $320,792,278 | $304,752,664 | −$122,343,067 | −28.6% |
| Year | Homestead taxable value | Other taxable value | Total taxable value | Gross levy | Budget basis (95%) | Change from 2026 (95%) | Percent change |
|---|---|---|---|---|---|---|---|
| 2026 | $23,425,445,075 | $44,334,616,130 | $67,760,061,205 | $449,574,454 | $427,095,731 | — | — |
| 2027 (estimate) | $10,676,699,257 | $44,334,616,130 | $55,011,315,387 | $364,989,075 | $346,739,622 | −$80,356,110 | −18.8% |
| 2028 (estimate) | $3,582,644,934 | $44,334,616,130 | $47,917,261,064 | $317,921,444 | $302,025,372 | −$125,070,360 | −29.3% |
A municipal services taxing unit for parks and recreation, paid on 284,019 parcels in unincorporated Polk County. Estimated change by 2028: −$5.6 million (−29.6%). Homestead assessed values rise by up to 3% a year (never above each home's just value); all other property stays at its 2026 taxable value.
| Year | Homestead taxable value | Other taxable value | Total taxable value | Gross levy | Budget basis (95%) | Change from 2026 (95%) | Percent change |
|---|---|---|---|---|---|---|---|
| 2026 | $13,750,177,823 | $23,678,021,066 | $37,428,198,889 | $19,784,546 | $18,795,319 | — | — |
| 2027 (estimate) | $6,616,608,871 | $23,678,021,066 | $30,294,629,937 | $16,013,741 | $15,213,054 | −$3,582,264 | −19.1% |
| 2028 (estimate) | $2,669,467,509 | $23,678,021,066 | $26,347,488,575 | $13,927,282 | $13,230,918 | −$5,564,400 | −29.6% |
| Year | Homestead taxable value | Other taxable value | Total taxable value | Gross levy | Budget basis (95%) | Change from 2026 (95%) | Percent change |
|---|---|---|---|---|---|---|---|
| 2026 | $13,750,177,823 | $23,678,021,066 | $37,428,198,889 | $19,784,546 | $18,795,319 | — | — |
| 2027 (estimate) | $6,331,699,303 | $23,678,021,066 | $30,009,720,369 | $15,863,138 | $15,069,981 | −$3,725,337 | −19.8% |
| 2028 (estimate) | $2,373,695,685 | $23,678,021,066 | $26,051,716,751 | $13,770,937 | $13,082,391 | −$5,712,928 | −30.4% |
A municipal services taxing unit for libraries, paid on 284,019 parcels in unincorporated Polk County. Estimated change by 2028: −$2.1 million (−29.6%). Homestead assessed values rise by up to 3% a year (never above each home's just value); all other property stays at its 2026 taxable value.
| Year | Homestead taxable value | Other taxable value | Total taxable value | Gross levy | Budget basis (95%) | Change from 2026 (95%) | Percent change |
|---|---|---|---|---|---|---|---|
| 2026 | $13,750,177,823 | $23,678,021,066 | $37,428,198,889 | $7,429,497 | $7,058,023 | — | — |
| 2027 (estimate) | $6,616,608,871 | $23,678,021,066 | $30,294,629,937 | $6,013,484 | $5,712,810 | −$1,345,213 | −19.1% |
| 2028 (estimate) | $2,669,467,509 | $23,678,021,066 | $26,347,488,575 | $5,229,976 | $4,968,478 | −$2,089,545 | −29.6% |
| Year | Homestead taxable value | Other taxable value | Total taxable value | Gross levy | Budget basis (95%) | Change from 2026 (95%) | Percent change |
|---|---|---|---|---|---|---|---|
| 2026 | $13,750,177,823 | $23,678,021,066 | $37,428,198,889 | $7,429,497 | $7,058,023 | — | — |
| 2027 (estimate) | $6,331,699,303 | $23,678,021,066 | $30,009,720,369 | $5,956,929 | $5,659,083 | −$1,398,940 | −19.8% |
| 2028 (estimate) | $2,373,695,685 | $23,678,021,066 | $26,051,716,751 | $5,171,266 | $4,912,702 | −$2,145,320 | −30.4% |
A municipal services taxing unit for stormwater management, paid on 284,019 parcels in unincorporated Polk County. Estimated change by 2028: −$990,600 (−29.6%). Homestead assessed values rise by up to 3% a year (never above each home's just value); all other property stays at its 2026 taxable value.
| Year | Homestead taxable value | Other taxable value | Total taxable value | Gross levy | Budget basis (95%) | Change from 2026 (95%) | Percent change |
|---|---|---|---|---|---|---|---|
| 2026 | $13,750,177,823 | $23,678,021,066 | $37,428,198,889 | $3,521,994 | $3,345,894 | — | — |
| 2027 (estimate) | $6,616,608,871 | $23,678,021,066 | $30,294,629,937 | $2,850,725 | $2,708,188 | −$637,705 | −19.1% |
| 2028 (estimate) | $2,669,467,509 | $23,678,021,066 | $26,347,488,575 | $2,479,299 | $2,355,334 | −$990,560 | −29.6% |
| Year | Homestead taxable value | Other taxable value | Total taxable value | Gross levy | Budget basis (95%) | Change from 2026 (95%) | Percent change |
|---|---|---|---|---|---|---|---|
| 2026 | $13,750,177,823 | $23,678,021,066 | $37,428,198,889 | $3,521,994 | $3,345,894 | — | — |
| 2027 (estimate) | $6,331,699,303 | $23,678,021,066 | $30,009,720,369 | $2,823,915 | $2,682,719 | −$663,175 | −19.8% |
| 2028 (estimate) | $2,373,695,685 | $23,678,021,066 | $26,051,716,751 | $2,451,467 | $2,328,893 | −$1,017,001 | −30.4% |
Paid on 920 parcels in the Rancho Bonito area. Estimated change by 2028: $0 (+0.0%). Homestead assessed values rise by up to 3% a year (never above each home's just value); all other property stays at its 2026 taxable value.
| Year | Homestead taxable value | Other taxable value | Total taxable value | Gross levy | Budget basis (95%) | Change from 2026 (95%) | Percent change |
|---|---|---|---|---|---|---|---|
| 2026 | $0 | $930,056 | $930,056 | $8,489 | $8,064 | — | — |
| 2027 (estimate) | $0 | $930,056 | $930,056 | $8,489 | $8,064 | $0 | +0.0% |
| 2028 (estimate) | $0 | $930,056 | $930,056 | $8,489 | $8,064 | $0 | +0.0% |
| Year | Homestead taxable value | Other taxable value | Total taxable value | Gross levy | Budget basis (95%) | Change from 2026 (95%) | Percent change |
|---|---|---|---|---|---|---|---|
| 2026 | $0 | $930,056 | $930,056 | $8,489 | $8,064 | — | — |
| 2027 (estimate) | $0 | $930,056 | $930,056 | $8,489 | $8,064 | $0 | +0.0% |
| 2028 (estimate) | $0 | $930,056 | $930,056 | $8,489 | $8,064 | $0 | +0.0% |
As with the cities and towns, the size of the change depends mostly on how much of the taxable value comes from homesteads. Property without a homestead exemption, such as rentals, businesses, second homes and vacant land, keeps its taxable value under the amendment.
Countywide, homesteads make up 34.6% of the taxable value for the countywide levies in 2026. Within the parks MSTU area, they make up 36.7%, so the estimated percentage change for that levy is larger. Among the 17 cities, towns and villages that levy a property tax, the homestead share ranges from 20.9% to 52.2%.
The table below shows where the change in the countywide taxable value comes from. Unincorporated Polk County has 55.2% of the county's taxable value and accounts for an estimated 57.1% of the change. The City of Lakeland has 16.7% of the county's taxable value and accounts for an estimated 11.2% of the change.
| Area | County taxable value, 2026 | Share of county taxable value | Homestead share of area's taxable value | Change in area's taxable value by 2028 | Share of countywide change |
|---|---|---|---|---|---|
| Unincorporated Polk County | $37,428,198,889 | 55.2% | 36.7% | −29.6% | 57.1% |
| City of Lakeland | $11,289,095,345 | 16.7% | 24.4% | −19.3% | 11.2% |
| City of Winter Haven | $5,116,277,509 | 7.6% | 33.7% | −29.8% | 7.9% |
| City of Haines City | $4,044,352,444 | 6.0% | 37.4% | −34.4% | 7.2% |
| City of Auburndale | $2,416,926,791 | 3.6% | 35.8% | −28.7% | 3.6% |
| City of Bartow | $1,454,916,502 | 2.1% | 39.6% | −35.1% | 2.6% |
| City of Lake Wales | $1,447,061,435 | 2.1% | 28.8% | −26.6% | 2.0% |
| City of Davenport | $1,430,801,678 | 2.1% | 48.8% | −44.6% | 3.3% |
| City of Lake Alfred | $712,945,663 | 1.1% | 45.5% | −38.3% | 1.4% |
| City of Eagle Lake | $476,824,470 | 0.7% | 40.1% | −37.9% | 0.9% |
| Town of Dundee | $446,032,252 | 0.7% | 35.6% | −33.9% | 0.8% |
| Town of Lake Hamilton | $358,444,439 | 0.5% | 34.5% | −30.8% | 0.6% |
| City of Mulberry | $343,877,918 | 0.5% | 20.9% | −19.6% | 0.3% |
| City of Polk City | $286,530,648 | 0.4% | 38.9% | −31.3% | 0.5% |
| City of Frostproof | $256,749,430 | 0.4% | 22.3% | −20.0% | 0.3% |
| City of Fort Meade | $210,913,638 | 0.3% | 34.0% | −33.0% | 0.4% |
| Town of Hillcrest Heights | $21,675,189 | 0.0% | 45.4% | −31.8% | 0.0% |
| Village of Highland Park | $18,436,965 | 0.0% | 52.2% | −41.2% | 0.0% |
Estimates use homestead assessed values rising by up to 3% a year, capped at just value. Areas are based on each parcel's tax district.
Florida counties also receive money from other sources. Depending on the county, these can include state revenue sharing, the local government half-cent sales tax, local option sales and fuel taxes, communications services taxes, non-ad valorem assessments, franchise fees, charges for services, and state and federal grants. The mix differs from county to county. Polk County's adopted budget shows its full set of revenue sources and how much each provides.
The water management districts and the School Board levy their own property taxes. They are separate taxing authorities and are not included on this page.
Property values and exemptions: The Polk County Property Appraiser's 2026 final tax roll, as published by the Florida Department of Revenue. Tax rates: the Property Appraiser's 2026 final millage rates. Parcel tax districts: the millage codes on the same tax roll.
For each homestead, the estimated taxable value is its assessed value minus the new homestead exemption ($150,000 in 2027, $250,000 in 2028) and any other exemptions, but not less than zero. The gross levy is total taxable value times the millage rate, for the parcels where each levy applies. The budget basis is 95% of the gross levy.
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